Microsoft Copilot
The cheapest way to get real AI help inside Excel and Word, provided you were buying Microsoft 365 anyway.
The facts at a glance
Pricing last checked August 7, 2026. Prices change and vary by region. Check the official pricing page ↗
Assessment
What it does well
- Works inside Word, Excel, PowerPoint, and Outlook rather than requiring copy and paste
- Bundled with a subscription many people already hold, so the marginal cost is low
- The Premium tier adds AI agents for research reports and data analysis
Where it falls short
- On the Family plan, Microsoft states AI features are available to the subscription owner only, not all six members, which is easy to miss when comparing prices
- Consumer conversation data is used for AI model training by default and requires opting out
- The good agent features sit at the USD 19.99 Premium tier
Privacy and data control
Microsoft confirms consumer conversation data is used for AI model training by default. You opt out under Privacy, using the Training on conversation activity toggle, with a separate toggle for voice conversations.
Read the vendor privacy page ↗How it performs by outcome
We assess products against a job, not a leaderboard. These are the outcomes this entry is compared under.
Worth comparing against
How this profile was produced
Source review. Every fact here is drawn from the provider documentation linked below and checked on the date shown. We have not yet run this entry through a controlled test, and no scoring is implied.
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